Excerpt: “The sooner you save, the earlier your money becomes compounded interest,” explains Michael Foguth, founder of Foguth Financial. “It’s also important to note that you save for what you want. If you’re saving for retirement in qualified plans, this money will not be able to be touched until you’re typically 59.5 years old. If you are saving for student loans, you’d want to save it in a vehicle in which funds are accessible when they’re needed.”  Read More.


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